Built for customer purchases
A B2C finance option for more considered purchases.
E-commerce stores
Offer customers a financing path before they abandon high-value carts.
Physical shops
Give in-store customers a simple way to explore finance options at the point of sale.
Service businesses
Help customers move forward with repairs, upgrades, travel, education or other planned purchases.
Example categories
Useful for real consumer purchases across many verticals.
Solar financing
Help households finance solar panels, batteries, inverters and energy upgrades.
Braai equipment
Support larger lifestyle purchases such as built-in braais, grills and outdoor entertainment setups.
Health services
Give consumers a finance route for dental, optical, medical or wellness-related services.
Security equipment
Make it easier to purchase alarms, cameras, access control and home security installations.
Turn customer intent into payment confidence.
MyLoan Pay gives merchants a practical way to introduce consumer finance without becoming the lender, managing underwriting or building a credit product from scratch.
Convert more purchase intent into completed sales
Support larger baskets and higher-value products
Use simple referral links or embedded customer journeys
Connect customers with established consumer finance providers through MyLoan Pay
How it works
A simple B2C journey from purchase intent to finance options.
Introduce MyLoan Pay
Add MyLoan Pay to your checkout, sales flow or in-store conversation when customers need payment flexibility.
Customer applies
The customer completes a guided MyLoan Pay journey and can review available finance options.
Finance partners assess
Applications are assessed by relevant credit providers according to their own criteria and affordability rules.
Purchase can proceed
When a customer accepts a suitable offer, they can return to complete the purchase with your business.
Designed to fit your sales flow.
MyLoan Pay can support lightweight referral journeys for sales teams and more embedded experiences for online checkouts. AVICA helps define the right setup for each merchant channel where the borrower is the end customer.
It works for businesses that sell products or services where consumers may need payment flexibility before making a final purchase decision.
Responsible finance facilitation
AVICA and MyLoan Pay help connect consumers with finance options through partner credit providers. Credit decisions, affordability checks, pricing and final terms remain subject to each provider's assessment.
This is B2C purchase finance for the merchant's customers. It is not SME lending, working capital, inventory finance or a business loan product for the merchant.